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PERMANENT LIFE 
(effective 1.1.2026)

What is Permanent Life Insurance?

Coverage that provides lifelong protection, and the ability to maintain a level premium.

 

Plan Rules:

  • Eligibility: Eligible employees as described on the Eligibility page of the employee benefits guide, spouse and children* (up to age 26)

  • Coverage provided by UNUM

  • Must be actively at work on the effective date

  • If electing for the first time outside of the initial open enrollment period, health questions will be required

  • Permanent Life Insurance offers the flexibility to meet a variety of personal needs while allowing employees the choice of benefit and premium amounts which fit their paycheck and life style

  • Keep your coverage at the same cost even if you retire or change employers

  • ​*Married children can be covered on a standalone UNUM policy and not child term rider polices

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UNUM Website Link: CLICK HERE

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If you still have questions, contact Campus Benefits:

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Phone: 866-433-7661 option 5

Fax: 770-394-0333

The Stephens County Benefit Portal is provided for illustrative purposes only. Actual benefits, services, premiums, claims processes and all other features and plan designs for coverage offered are governed exclusively by the provider contract and associated Summary Plan Description (SPD).

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