DISABILITY

What is Short-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

What is Long-Term Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

• Eligibility: All full-time employees working 20+ hours/week

• Coverage through OneAmerica

• Must be actively at work on the effective date

• Employees do not have to exhaust sick-leave prior to receiving a benefit

No Health Questions-EVERY YEAR! (Pre-existing condition will apply for new participants)

• Short Term Disability pays in addition to sick leave (Not to exceed 100% of pre-disability earnings)

• To access the One America website, CLICK HERE

If you still have questions, contact Campus Benefits:

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